Tag: insurance

What is the Main Difference between an Insurance Agent and a Real Estate Agent in 2021?

Posted on by Mina
Difference Between Insurance Agent and Broker | 360training

There is a long-standing argument regarding the difference between an insurance agent and a real estate agent. Regardless of the feedback on insurance systems nowadays maybe, insurance agents are not the same persons as real estate agents.

A sales job can be challenging: having to call people you’ve never spoken to before intending to sell them a service or product can be scary. This is the main similarity between a real estate agent and an insurance agent – they both have something to sell.

The real estate and insurance industry standout as some of the most popular sales jobs because of their self-driven nature as well as having a flexible schedule. Before we go into the difference proper, it is worth knowing that people visit online review websites such as reviewsbird.co.uk in search of the most competent real estate agents and insurance companies based on the reviews from their past clients.

Differences between a real estate agent and an insurance agent

Below is a list of the major differences between both

Educational Qualification

The first major difference between a real estate agent and an insurance agent is their educational qualification. A real estate agent requires a minimum of 4 GCE ‘O’ Level passes or equivalent (taken at not more than 2 sittings). On the other hand, an insurance agent requires a GCE ‘A’ Level certificate with passes in at least 3 subjects at “Higher 2” level and two subjects at “Higher 1” level; an International Baccalaureate Diploma qualification; a diploma awarded by a polytechnic or any other equivalent academic qualifications.

Products

A real estate agent can decide to work on all types of properties, or even decide to choose their area of specialisation; like focusing on the sales of landed properties, HDBs, or focus on the sales of new properties or commercial properties. Also, real estate agents have to source for their inventory if they are to focus on the resale of properties.

However, though an insurance agent also has an area of specialisation, they can choose to function as generalists that provides several policy-type products ranging from savings to investments-linked products, or hospitalization plans, and endowment policies.

Insurance agents also do not need to source for their inventory. This is because their products and policies have been created by the company that they are affiliated with.

After-sales services

Real estate agents usually keep in touch with their clients on a personal level at least twice or thrice a year after concluding a sale or sending the regular market update.

In the insurance industry, after-sales is critical. Insurance agents have to properly analyze the policies of their clients as well as the financial conditions annually to suggest amendments and additions to their coverage.

The similarities between a real estate agent and an insurance agent have been established, but that does not erase the fact that there are even more differences between them.… Read More..

Home And Property Insurance

Posted on by Mina

Home Property
When buying real estate property, do not assume property taxes will remain the same. Win a Home Season 5 will see three Design Duos decorate three identical white-box penthouse apartments at the Paardevlei Lifestyle Estate in Somerset West. 4. Enumerate all fees and commissions for leasing or real estate sales. So, while property tax rates in Montgomery County are below average, the amount actually paid is the second highest in the state.

Estate is an interest in “real property” by a person or a tenant. For over 20 years, Universal Property has been a trusted, resilient insurance provider, serving more than 800,000 policyholders today. Whenever you are selling or buying a real estate property, the price can only be found out through a professional real estate appraisal.

Being close to a college or university, a hospital, a big employer or even living in a city with a tight rental market can make your property a place someone would like to rent. Property managers have to look into various aspects like selling, leasing, and transferring real estate property.

Being able to distinctly define local market awareness is a major advantage in any commercial real estate presentation or sales pitch. The United States was founded on the principal of every American having the opportunity and benefit of owning real estate and private property rights.

Home Property Insurance 1st

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Home Property

My Home Property

1. Marketing and advertising the rental: The company should be familiar with the local market and be able to price the unit so that it rents reasonably fast and at the right rent.
Home Property
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Turning A Home Into A Rental House

One of the greatest values of a residential property management company is its ability to save money for the investor. The tax payer is subject to pay interest at the rate of 2 percent per month but not to exceed 36 months. Foreclosures are of interest to all those people who are interested in investing some money in property and real estate business. At that rate, a homeowner whose home is worth $250,000 would pay $3,400 annually in Prince George’s County, over $1,000 more than a homeowner paying the average rate in Montgomery County.

Foreclosed property is available to be purchased at rates much lower than the actual market price. 1. Marketing and advertising the rental: The company should be familiar with the local market and be able to price the unit so that it rents reasonably fast and at the right rent.

Mortgage Loans

Home Property
A real estate appraisal is an evaluation of a property for assessing its market value, thus helping a person estimate the amount he can pay while buying a property. Rather than relying solely on transacted sale prices to provide a measure of housing market conditions, the CoreLogic Daily Home Value Index is based on a ‘hedonic’ methodology which includes the attributes of … Read More..

Home Insurance, Property, Condo, Apartment

Posted on by Mina

Home Property
In commercial real estate, you will undertake a variety of presentations, in a variety of circumstances. It gets all cloudy and foggy doesn’t it. That is why there are people and companies who sell mobile homes on leased land who are not realtors and don’t need to be. In fact, although no one will discuss it, Realtors are not supposed to sell mobile homes on leased land.

While Robert Kiyosaki is able to depreciate the building as an expense, a property management company cannot take this tax advantage because a property manager doesn’t own the building-the owner does, however, a manager is able to make money off the expenses incurred by the owner of the property.

After all, real estate is such a significant purchase for most people that you’d think people would be only too ready to think twice and long and hard before committing to purchase – especially when buying abroad where the rules and customs differ greatly to what we may be used to.

The questions are varied: “How much does a surveyor cost?” “Can I do it myself?” “What equipment do I need?” “What do my property corners look like?” “What are the laws concerning surveying and property boundaries?” “Where are my property records?” People ask these questions, not from a desire to fence and post their land, but because of pride of ownership, the desire for knowledge, or — sometimes — to protect themselves from the threat of encroachment.

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Waverley Housing

It is interesting to note that many clients and customers in commercial real estate are reasonably comfortable in circumstances of business negotiation.
Home Property
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Long Distance Landlord Or Home Property Management Professional

One of the greatest values of a residential property management company is its ability to save money for the investor. Bringing together our unique and unparalleled dedication to complete customer service, our expertise in local property and our exceptional approach to marketing, we honestly believe our agency is the most effective in the area if you’re looking to sell or let your home.

There is no doubt that the present level of property taxes should face a serious examination in order to place them back at their historical levels, as a reasonable proportion of median family incomes, as opposed to their now almost confiscatory levels.

The Property Management Contract

Home Property
Buying a home. However, since an interest in leased land is not automatically transferable and is NOT Real Estate and since the chattel property upon it, the mobile home is personal property, without a deed but instead has a title – Realtors are not by law supposed to be involved in the sale of such – but we are.

With Win a Home Season 5 one lucky viewer will stand the chance to win the Grand Prize of a three bedroom furnished penthouse apartment at Balwin Properties’ Paardevlei Lifestyle Estate in … Read More..

Home, Property, Auto & Life Insurance

Posted on by Mina

Home Property
Real estate agents liaise between home owners and buyers to conduct the sale, purchase or rent of properties. Tidy and Clean Homes are Welcoming Homes: Once your property is listed for sale, and especially for inspections and open house days, ensure your house is clean, tidy and uncluttered. And here’s the best part -and the prime example of a property management’s ultimate leverage: the manager isn’t responsible to the bank for making the payments on the mortgage.

Like Montgomery County, Prince George’s County is located just outside of Washington, D.C. However, property tax rates in Prince George’s County are much higher than those in Montgomery County. We used the number of households, median home value and average property tax rate to calculate a per capita property tax collected for each county.

Under State law, if the market value of your property (recent comparable sales) as of January 1 falls below the assessed or taxable value as shown on your tax bill, the Assessor’s Office is required to lower the assessment. If you are an agent or a broker, join the Realtors Land Institute and other groups associated with private property and rights in property.

The Property Appraiser does not send tax bills and does not set or collect taxes. Advanced Rent: You will need to have 1 week or months rent ready (depending on agreed payment frequency) if you are offered a property. Your tax expenses are 3 or 4 times what they were when you bought the property.

Helpful Hints For Home And Property Sellers

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Home Property

Tax Deductions

Anne Arundel County is located on the Chesapeake Bay south of Baltimore and east of Washington D.C. The county’s average effective property tax rate of 0.85{59b726cd87d3d7be6105af44533008a414f71182086e1199f330c6cc015d29f7} is fifth lowest in the state.
Home Property
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Dog Breeds

Buying a home. The first philosophy calls for and advocates the government owning the maximum amount of real estate, including land. Property management companies normally carry out a background check of the individuals before they agree to rent out the premises. The typical homeowner in Howard County pays $5,251 annually in property taxes.

When a real estate appraiser is asked to do an appraisal there are two different methods that can be used to determine the home’s value. Find out how to buy real estate, along with how to be on vigil regarding the property being purchased. All property will require maintenance and in the case of rented property this duty will fall on the shoulder of the property management team.

Bidding For A Bolton At Home Property

Home Property
Selling a house is difficult, but what’s more difficult is selling a house that’s far away like another state. You are already experiencing a strong pressure on rent prices and it will persist for some time. The gleaming corporate parks and malls have further established Gurgaon among the most-after cities for real estate investment in the Northern India. … Read More..

Insurance

Posted on by Mina

Home Property
The property investor has decided to hire a management company to take care of their many properties. Like Montgomery County, Prince George’s County is located just outside of Washington, D.C. However, property tax rates in Prince George’s County are much higher than those in Montgomery County. We used the number of households, median home value and average property tax rate to calculate a per capita property tax collected for each county.

Overall, Frederick County has the eighth highest property tax rates of any county in the state. Property owners who own property above a certain value are required to pay their property taxes. For each county, we calculated the violent and property crimes per 100,000 residents.

The buyer gets the home at its real fair market value, which is based on comparable homes for sale or sold in the neighborhood. Tax rates in Maryland vary depending on where you live. Absentee owners do not reside at the location of their investment property and will typically live outside the property’s local economic region; however they do receive income from the real estate property.

The will of a person is a document that dictates how his or her real estate or other such immovable property must be handled, while the testament dictates how his or her other personal belongings must be disposed after his or her death. If you examine the definition for ESTATE it refers to an interest in the same articles defined in real property and real estate.

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Find A Home Property Search

Over the years, we have helped hundreds of people just like you realize strong financial rewards in the lucrative field of small investment properties.
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Home Property Lawyers

The term property management describes a liaison between the landlord and the tenant. What is most important is not only what the asking price and prices are but rather what the homes and properties actually sold for. If you sold a mobile home after January 1, all current and prior year taxes owed against the mobile home must be paid at the time of sale.

Real estate agents and brokers work to market and transfer both the property and the property’s “bundle of rights”. They are also a great comfort to have for landlords that lives in a different state than where their property is. Terminology is important when discussing Real Estate, i.e. real property.

Protecting Your Home And Property From Flood Damage

Home Property
A real estate appraisal is an evaluation of a property for assessing its market value, thus helping a person estimate the amount he can pay while buying a property. Being able to distinctly define local market awareness is a major advantage in any commercial real estate presentation or sales pitch. The United States was founded on the principal of every American having the opportunity and benefit of owning real estate and private property rights.

Thus … Read More..